Birth or Adoption

Congratulations on the birth of your child! You have 31 days from the birth to make any benefits changes. Changes will be in effect retroactively to the date of your child’s birth. Here is a checklist of items to do to help your benefits support you after the arrival of the baby.

DO NOW:

• Update your qualified benefit plans.
• Add the baby and make any other changes to your qualified benefit plans. Remember, adding the baby’s information does not automatically enroll them in benefits.

CONSIDER:

• Adding a newborn child to qualified benefit plans ensure their coverage starting on their birthday.
• Flexible spending accounts for medical and child care expenses can help you save money.
• Updating Life Insurance and other supplemental coverage (Disability, Accidental Death and Dismemberment, Critical Illness, Fixed Indemnity, Accident coverage)
  • Life Insurance and supplemental coverage can create financial protection for you and your family.